Success Story One   Greg had an existing mortgage with Bluestone Mortgages over $1,000,000.00 and was paying a default rate in excess of 14% p.a. Being in arrears & requiring an additional $120,000.00 to inject into his business Greg need to refinance as a matter of urgency. The team behind Fair Go Aussie Loans were able to refinance Greg with the additional funds @ 9.11% p.a. In addition, our partners at Choice Debt Solutions reduced Greg’s credit card debt from $29,000.00 down to $20,000.00.
Success Story Two   John was paying off his $525,000.00 mortgage with Bluestone Mortgages @ 9.95% p.a. & had never missed one payment, however he could not provide taxation returns. He and his wife also had in excess of $140,000.00 of combined credit card debt due to prolonged family illnesses. Our team was able to negotiate their credit card debts down to $57,000.00 & refinance both that and the mortgage @ 8.74% p.a.
Success Story Three   Bob had received a demand letter from his current mortgagee CBA to take possession. Owing just over $500,000.00 Bob had not made a payment for 4 months due to a marriage breakdown. He also had in excess of $25,000.00 of defaults & judgements (paid & unpaid) on his credit report & was without taxation returns, Bob was refinanced at 9.11% p.a.
Success Story Four   Nick was constructing his two-unit development & could not get construction finance because he was unable to produce taxation returns. He was also in default with CBA for over $25,000.00. Our team has funded the construction @ 9.11% p.a. & reduced the CBA debt from $25,000.00 to $17,000.00.

Aussies understand a Fair Go, we grew up with it and it's part of our culture.

At Fair Go Aussie Loans we get you back on track with a, low rate, bad credit or bad debt mortgage.

We have been set up to help people like you, suffering with penalty rate loans, to get back on track financially with affordable, fair interest rate loans. People who are (or may otherwise be placed) with High Interest Bearing Lenders and find themselves unable to meet their exorbitant monthly repayments and urgently need to refinance.
Are you currently drowning in a loan like this, can’t bear the stress any longer? We have  access  to  low rate loans  for you  even though you have a bad  debt  history  or a bad credit rating.

Since 1999
Our dedicated team has been assisting people with bad credit ratings find affordable loans, for years. If you are in arrears & need refinancing, bad credit or bad debts, there is a way out.

At Bank Rates
Simply stated if you are in arrears or default (bad credit mortgage) we will only place you with a lender if we can obtain for you finance at our best rate.

We will not use the following high interest and penalty rate lenders:

- Bluestone Mortgages.
- GE Money.
- Liberty Financial.
- Pepper Home Loans.

Our business has three main areas of focus:
Credit. Where the team focuses on your approval process.
Settlement. Which is fast tracked by ensuring that all documentation is correct, first time & that the settlement process is strictly adhered to.
Debt Negotiation. Our partner company Choice Debt Solutions will negotiate, on your behalf, discounts on all of your unsecured creditors (eg Credit Cards). From the moment you sign their authority all payments are suspended and all calls can be immediately referred to us.
Note: In one particular case we saved over 50% i.e. more than $70,000.00 on a debt of $140,000.00+.

Our Philosophy is Why Fair Go Aussie Loans is different

The most important aspect, which differentiates us from many other mortgage brokers, is that we will NOT place people in high interest loans even though you may have an existing bad debt home loan.
Our 30 year term loan with no ongoing fees will be either 9.64% p.a. or 10.04% p.a.
Other Brokers can get paid commissions up to three times more than market rates by high interest rate lenders when they place you in a bad credit, high interest rate loan (i.e. 11% p.a. through to 14% p.a.).
We believe you deserve better than that.
After seeing the destruction to FAMILIES who pay 14.00% p.a. default rate (which often includes exit fees of up to $25,000.00 on a $500,000.00 mortgage), we refuse to have any association with any product or lender that offers such a loan.

Our goal is simply to help people get back on track with minimum debt at a fair interest rate.
We understand the stress & anxiety financial hardship can impose on families and relationships and by negotiating & reducing your debts we strive to give REAL hope to individuals & families.